Defactor
Raise is live.

The Modern Credit Desk

Run private credit from one place.

Inside the app

Live Credit Desk

Facilities, borrowers, investors and repayments — in one place.

Defactor Raise · PortfolioLive00:00:00 UTC
Facility Size
$5.2M
Across 4 facilities
Drawn
$3.7M 71%
of $5.2M facility
Active Borrowers
18
All in good standing
Available to Draw
$1.5M
Across 4 active facilities
71% of total facility drawn
$3.7M drawn to date$5.2M total facility
Growth Facility I
VH-2026-001Revenue-Based
100% funded
8.5%
Active
Working Capital II
VH-2026-002Revenue-Based
78% funded
8.0%
Funded
Equipment Finance
VH-2026-003Asset-Backed
24% funded
7.2%
Pending
Invoice Bridge Q2
VH-2026-004Revenue-Based
Draft
9.0%
Draft
Open a Facility
Create a new credit facility.
Facility Book
Track every facility.
Request Drawdown
Release approved capital.
Borrower Profile
Share the opportunity page.
How it works

From mandate to repayment

1
Structure
Set terms.
2
Raise
Invite lenders.
3
Fund
Release capital.
4
Service
Collect repayments.
5
Report
Export statements.
Outcomes

Why operators switch

Replace six tools with one
Run the full workflow in one place.
One payment in, everyone paid out.
Split repayments automatically.
Ready for audit
Keep every transaction traceable.
Enterprise infrastructure

Built for institutions.

Private credit, trade finance, and real estate.

Skip the bank queue.