The workflow
Manual work ends here.
KYC, drawdowns, repayments and reporting — handled in one workflow.
One Movement, Both Sides
One Payment In. Everyone Paid Out.
The borrower pays once. Defactor splits repayments by lender share and records every movement.
BorrowerPays once
Acme Trading LtdActive
Invoice due$48,200
Split across12 lenders
One payment in. The borrower never touches the lender list.
Raise
Splits and matches
$48,200
LenderPaid by share
Your positionFunded
Share of facility8.3%
This payment$4,001
NextApr 30
Each lender is paid automatically, by their share.
One payment in, everyone paid out.
Featured Client · Trade & Invoice Finance
A Client Connects SMEs to 300+ Funders.
We Give the Facility a Surface.
The client keeps the relationship; we run the software. The borrower sees a loan and a Pay now button, and the lender watches it update live.
Pool live
$500K
Rollovers settled
3×
Next funding target
$1–2M
Default lifetime
0.0%
Live · Operational