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Pools Client Onboarding

Introduction

POOLS is Defactor’s decentralized lending infrastructure that allows businesses to launch and manage custom lending environments using tokenized or real-world assets. Whether you're looking to unlock liquidity or create institutional lending agreements, POOLS offers flexible, secure, and on-chain functionality.

This guide outlines the essential details required to configure your pool smart contracts and onboard successfully.

Onboarding Checklist

Pool Configuration

Pool Type

  • Choose between:
    • ERC-20 Collateral Pool: open participation, permissionless setup.
    • Counterparty Pool: permissioned structure, predefined roles.

Blockchain

  • Specify the network for deployment (e.g., Ethereum, Polygon, Base, BNB Chain).
  • Provide the token addresses for both collateral and loan assets.

General Parameters

  • Pool Name and Description
  • Logo or branding asset (optional)
  • Minimum and maximum loan sizes (if applicable)
  • Interest rate (fixed or variable)
  • Maturity duration (e.g., 30, 90, 180 days)
  • Collateral-to-debt ratio (LTV)

Counterparty Settings (if applicable)

Borrower Address

  • Wallet address for the designated borrower(s)

Loan Terms

  • Agreed loan amount
  • Repayment deadline
  • Interest terms

Collateral Settings

  • Accepted token
  • Wallet address for deposits

Liquidation Setup

Conditions

  • Define liquidation triggers:
    • Missed repayment
    • LTV breach

Liquidator Access

  • Open to public or restricted to a specific address

Admin Settings

Admin Wallet

  • Address with permission to pause/resume the pool and manage updates

Testing & Deployment

  • Confirm deployment network
  • Ensure access to gas fees and final review of all parameters

See Smart Contract Configuration Guide for deployment details.


Live customer examples

RealtyX Lending Pools
LandX Lending Pools
Libertum Pools

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